Save money and enjoy peace of mind with our credit hire services
Had a road accident? Contact a credit hire company for a same-day like-for-like replacement vehicle and keep your no-claims bonus safe. We’ll help you recover the cost of the hire from the party who was at fault for the accident.
Report an accidentOur credit hire services
Get back on the road with a vehicle that will match what you had before.
Our Credit Hire Services will provide you with a like-for-like replacement vehicle following an accident that was not your fault. Sometimes, the repair or replacement costs might be a bit too much to handle on your own. But, we’ve got you covered: a credit hire company can sort you out with a hire car at zero cost.
Instead of contacting your insurance directly , make the top choice from the start, stop worrying about any excess and keep your no-claims bonus safe. By choosing your insurer, you’ll be stuck with a basic courtesy car, waiting on insurance-approved repairs, and dealing with the slow lane in call centres.
Credit hire vs insurance companies
Credit hire
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No excess to pay if you’re not at fault, saving on average £537* |
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We’ll make sure you keep your no-claims bonus safe |
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No effect on your policy |
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Same day like-for-like replacement vehicle |
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Approved repairers using the latest technology and vehicle manufacturer |
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Dedicated claims handler |
Insurance companies
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You’ll be charged compulsory & voluntary excess upfront |
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Lose your no claims bonus unless you pay extra to protect it |
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Increased Premiums |
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Standard courtesy car |
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Use of second-hand parts in vehicle repairs |
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Long waiting times |
Why choose credit hire?
If you've found yourself in a road traffic accident, knowing exactly what to do can be difficult. Credit hire is your ticket to a like-for-like replacement vehicle.
No Expenses for You
With Credit Hire, costs are covered by the at-fault driver's insurance company.
Protect Your No-Claims Bonus
Going the Credit Hire route means you can save your no-claims bonus
Minimal Disruption
Life doesn't have to come to a standstill. You get a temporary like-for-like replacement vehicle, ensuring minimal disruption to your daily life.
Dedicated claims handler
You’ll get someone who's got your back every step of the way, providing valuable advice and guidance. Your claims handler will keep a close eye on the accident repair journey.
Access to approved repairers
Access to a manufacturer-approved repair garage is crucial after a road accident. We’ve got approved repairers using the latest technology and vehicle manufacturers' genuine first-hand parts. Once your vehicle completes the repair process, it will be returned to you.
Like-for-like replacement vehicle
During the repair period, you'll have access to a replacement vehicle, a seemingly small detail that can significantly ease the aftermath of an accident.
How credit hire works
Not knowing what to do after a car accident can be difficult. If you find yourself in an accident that wasn’t your fault, the first thing to do is reach out to a Credit Hire company.
A Credit Hire company steps in to help cover the cost of the hire from the party responsible for the accident.
Once you get in touch, we’ll just need some basic info about the accident - when and where it happened and any injuries you or your passengers might’ve had. Our dedicated claims handler will manage your claim and determine if you qualify for our credit hire services.
If you’re approved, we’ll chat with both parties and offer one of their vehicles to you to use while your own car is being repaired. And here’s the best part: you won’t have to stress about any expenses throughout the whole process!
How to start a credit hire claim
To start a credit hire claim, you’ll need to get in touch with a credit hire company like Claimsline. We’ll sort you out with a replacement vehicle. We’ll invoice the other driver’s insurance company for the cost of hiring the vehicle, claiming these costs back.
On the flip side, your own insurance might not cover all your expenses after a car accident, or they could cap the amount they’re willing to pay. This is why Credit Hire claims are more effective and beneficial to recover your financial losses.
Why choose Claimsline as your credit hire company
If you’re thinking about making a Credit Hire claim it’s important to work with an experienced team. We’ll be able to guide you through the whole process, from start to finish.
If you decide to go through your insurer, it’s common for courtesy cars to be delayed after the accident. We’ll make sure your replacement vehicle is right there with you on the same working day you reach out to us. Insurer courtesy cars aren’t guaranteed for the full duration of your own vehicle being off the road.
Our Credit Hire Service will give you a comparable vehicle while your car is away. Also, we’ll take care of all the costs and losses, reclaiming them from the at-fault driver’s insurance.
Claimsline ensures a same-day replacement vehicle, covers all costs and losses, and guides you through the process. Unlike insurers, we’ll guarantee a like-for-like credit hire vehicle from the beginning, minimising delays and ensuring a comparable vehicle while your car is being repaired.
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Start your credit hire claim now
Start your credit hire claim with Claimsline. Since 2019, we’ve helped 18,000+ clients save on average £537 that they would otherwise have to pay if they dealt directly with their insurer.
Our experienced team are accident experts who will be able to guide you through the Credit Hire process from start to finish.